In the UK, £4,184 is the average amount you will pay for a funeral. Burials cost more at an average of £5,033, while cremations are cheaper at an average cost of £3,885. These costs can vary based on where you live and the size of the funeral that you are arranging. Keep reading to get more information on the different expenses that you will need to keep in mind when planning a funeral.
Funeral Director Fees
If you are arranging a funeral, comparing funeral directors and finding the right one for you is a good idea. You will usually be able to choose from packages available at fixed prices or arrange a customised service with various add-ons that are individually priced. A funeral director will charge a fee for the services that they provide while arranging and managing the funeral. They manage all the funeral arrangements including most of the practical arrangements and essential paperwork. They will also be responsible for caring for and transporting the deceased, which can be useful for loved ones at a time that can be quite emotionally sad and difficult.
Disbursements refer to the costs involved in a funeral that your funeral director will be able to collect on behalf of certain third-party vendors such as celebrants or florists. Your funeral director will be able to liaise with various providers to plan the funeral service that you want for your loved one. Some common disbursements include doctor’s fees for death certificates, death notices and obituaries, burial fees, funeral flowers, a religious leader, or celebrant to lead the service, music licencing costs, orders of service, venue hire for a wake, and catering for the wake. Disbursements will be added to the total funeral bill, but you will get a clear breakdown of the costs before agreeing to them. Also known as send-off costs, the added optional extras that can make a funeral more personal to the deceased and their loved ones come at an average cost of £2,484.
The average cost of a burial in the UK is £1,724, according to research in 2019. However, there are several factors that can impact the total price of burying a loved one including the location and cemetery demand. This is the average cost for a fifty-year lease with the exclusive right of burial for an adult. It can be more expensive to bury a non-resident in a cemetery or to use a natural burial ground or a private cemetery compared to one that is owned by the council or a church.
Research by Funeral Guide also found that the average cremation cost in 2019 was £792, including a simple cremation service and before funeral director’s fees and third-party costs. While simple cremations will cost less in comparison to a burial, it is important to note that the total cost of the funeral is increased by quite a significant amount when you consider all of the other costs. How much you can expect to pay for a pure cremation will also depend on several different factors including whether you are using a public or private crematorium, the ceremony time, and how long the ceremony lasts for. There are also further costs for purchasing an urn, arranging a memorial, or using the Remembrance Garden to bury their ashes. It costs between £100 and £1,700 to buy a cemetery burial plot for ashes with a fifty-year lease, and some crematoria will charge a fee for scattering ashes on the ground. There are various options to consider for preserving ashes, and you can scatter them in many other places of your choosing, so this might be something worth looking into if you’re not sure that the Garden of Remembrance is the best place for your loved one.
There are some costs to consider when you are arranging a funeral that may not be typically included in the funeral director’s fee and are optional. These include having your loved one stay in a Chapel of Rest before their funeral, the hearse and transport for the funeral procession, embalming, dressing, and other preparation of your loved one for the service and hiring staff for the funeral such as pallbearers. Your funeral director will go over these expenses with you in a sensitive manner and explain them clearly to you so you can determine which you want and which you do not. You could ask guests to the funeral or family members to be pallbearers to arrange a more low-cost funeral.
Cheapest Funeral Type
How to Get Help With Funeral Costs
You can get assistance with funeral costs from various sources including charities, the government, and your loved one’s estate.